Besides Marks and Spencers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Luxury Pure Cotton Long Sleeve Multi Stripe Shirt, at Marks & Spenser
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Mantle Clocks - TIN MANTLE CLOCK, at Marks & Spenser
Manufacturer: Marks & Spencer

Sapporo Sideboard, at Mark's & Spencer
H80 x W120 x D40cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Travel Pill Holder, at Mark & Spencers
With seven individual compartments you can keep your essential tablets organised in this handy pill holder when travelling. The interlocking compartments are handy for any break and saves you having to carry all of your more bulky jars of tablets

Age Defence Hydrating Day Cream, at Marks & Spencers
Especially formulated to help delay the first signs of ageing Triple action complex to trap essential moisture and hydrate Creatine, Orange extract and Vitamin C brightens your complexion Replenishes your skin with vitamins, and essential moisture Suitable for all skin types Hypoallergenic 50ml

Music Keyring, at Mark's & Spencer
You'll never lose your keys again with this eye-catching keyring and it's music design

Viva Coffee Table, at Mark & Spencers
H40 x L85 x W50cm Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Viva Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Short Sleeve Embroidered Longline Tunic, at Marks & Spencers
A gorgeous longline tunic featuring a stripe design, the smart embroidered neck trim makes it extra stylish

3/4 Sleeve Pleated Mock Layer Top, at Marks & Spencer
It's the stunning pleat detail that makes this fashionable mock layer top the perfect way to get this season's look

Pearl Storm Wide Collar Necklace, at Marks & Spencer
Multi bead design Wide style Clasp fastening Length: 41cm

Brush Stripe Pencil Pleat Curtains, at Marks and Spencers
Textured stripe design Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Bubble Fan, at Marks & Spencer
Bubble solution and dip tray included Double bubble blower Recommended for age 3 to 6 years This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Samsung 37'' LE37B650 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 37 inch Widescreen LCD TV, 1920 X 1080 resolution Contrast Ratios: Ultra Contrast Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W995.1 x D78.6 x D650.4mm (without stand) W995.1 x D255.0 x H705.9mm (with stand) Weight: 18.5kg (with stand), 14.5kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Ultra Clear Panel: Retains the same high performance in any light conditions M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Limited Collection Low V-Heel Sandal, at Marks and Spencer
Peep toe Stitch detail Buckle fastening Backless V-heel Patent look Heel height 55mm Comes in sizes 3-8, including half sizes

Faux Pearl Detail Beret Hat with Wool, at M & S
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch

Per Una Pleated Spot Print Dress, at Marks & Spencers
A sophisticated cap sleeve dress, featuring pleated bustline detail and a contrast hem

Panasonic HDC-SD20 Camcorder, at Marks and Spenser
Pixels: 1.47 megapixels Zoom: 16x optical zoom / 1000x digital zoom Screen: 2.7 Wide LCD ( 230,400 pixels) Dimensions: H6.7 x W6.4 x 12.7cm Weight: 270g (without batteries and card) Recording Format: MPEG4-AVC/H.264 (AVCHD standard compliant) Audio Recording System: Dolby Digital (5.1ch) Microphone: 5.1ch Surround, Zoom mic. Media: SD/SDHC Memory Card Power Supply: DC7.2V / 9.3V

Collezione Double Buckle Luxury Briefcase, at Marks & Spencers
Perfectly designed to meet your professional needs, this sleek briefcase is the ideal solution for keeping those important documents stored and organised

3 Pure Cotton Long Sleeve Assorted Tops, at Marks and Spencers
Cute and practical, this pack of 3 long sleeve tops is great value. The soft cotton fabric will keep her happy and comfy

T345623, at Marks & Spencer
Manufacturer: Marks & Spencer

Autograph Essentials Short Sleeve Top, at Mark's & Spencer
Part of Autograph collection this short puff sleeve top will make a useful addition to your wardrobe. It features a scoop neck for a stylish casual look

Matt Double Bridge Sunglasses, at Marks and Spenser
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Autograph Pure Cotton Multi Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pure Cotton Stripe Hooded Top, at Marks and Spenser
Soft, snug and comfy, this hooded cotton top is outstanding value. It features stripe design. Fashionable and practical

Taper Dinner Candle Holder, at M & S
Tapered design Dimensions: H22cm, Manufacturer: Marks & Spencer

Gold Plated Simple Twist Pendant Necklace, at Marks and Spencer
Fine chain Clasp fastening Simple twist pendant Length: 40cm Extender: 7.5cm

PSP™ Pirates of the Caribbean: Dead Man's Chest Game, at Marks & Spensers
Play as Captain Jack Sparrow Use strength and speed attacks Multiplayer ship battles for up to 4 players 10 available maps Gameshare mode (only one disc needed to play on multiple PSPs) You must be 12 years of age or over to purchase this product Disney M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Teen

Sterling Silver Mother of Pearl Ring, at M & S
Broad design Mother of Pearl feature

Pure Wool Flat Front Straight Leg Trousers, at Marks and Spencers
Smart and stylish, these flat front trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

5 Pure Cotton Briefs, at M & S
Practical and fashionable, this 5 pack of cotton briefs feature a centre bow and scalloped trim

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.