When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

XBOX 360® Virtua Tennis™ 3 Game, at Marks and Spencer
Communicate with the top seeds and arrange training games or exhibition matches in the all new career mode Online tournaments and modes let you take challenges from across the world 20 of the world's best tennis stars including Rafeal Nadal, Andy Roddick, Roger Federer, Maria Sharapova & Martina Hingis Photo realistic graphics New World Tour mode Multi Set Tennis for the first time in VT Court Games - new mini games for 1 - 4 players M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Per Una Pure Cotton Spot Print Pyjamas, at Marks & Spencers
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Holographic Flowers Birthday Card, at Marks and Spencer
Cover text: Birthday Girl Inside message: blank for your own message Approx size: 150 x 150mm

The Cotton Collection Cotton Stripe Handwash, at Marks & Spenser
Moisture rich Hand wash 250ml

Bright Butterflies Nana Birthday Card, at MarksandSpencer
Cover text: Love you Nana Message: Blank for your own message Approx size: 150 x 150mm

Autograph Pure Cotton Floral Cardigan, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Portland 2-Seater Sofa, at Marks and Spencer
H76 x W200 x D102cm Seat: H52cm (all dimensions are approximate) Cushions made from shape-retaining foam with thick fibre wrap Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

High School Musical 2 - Disney Singalong CD, at Marks n Spencer
Audio CD, Marks & Spencer

Aviator Sunglasses, at M+S
Practical and fashionable, these aviator sunglasses are designed in a flattering classic style

4 Size Funnel Set, at Mark's & Spencer
Set of 4 Mixed sizes, Manufacturer: Marks & Spencer

Plain Lightweight Umbrella, at Mark & Spencers
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours

Girls' Limited Pure Cotton Acid Wash Dress, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Pure Cotton Floral Print Pleated Skirt, at Marks & Spensers
Pretty and feminine, this knee length pleated skirt is a look you'll love. Stylish, practical and fashionable

2 Pairs of Cotton Rich Block Stripe Socks, at Marks and Spencer
Keep toes toasty warm with these cotton rich knee high thermal socks. They have added stretch for extra comfort, warmth and durability

Autograph Weekend Modal Rich Long Sleeve Nightdress, at Marks & Spencer
Modern and sophisticated, this minishirt is part of our exclusive Autograph Weekend collection. It's beautifully designed and made from a modal blend with stretch which feels incredibly soft and comfortable to wear

Body Solutions Smooth Multiway Camisole, at Marks and Spencer
Cool and comfortable, this modern camisole is made from soft fabric with added stretch for a great fit

Repellents Travel Pack, at Marks n Spencer
Set of 3 Includes: DEET Insect Repellent, Insect Bite Soothing Spray, Mosquito, Fly & Wasp Killer Comes in bag This product is not available for international delivery. Find out more

Dinosaur Toy, at Marks & Spencer
4 different dinosaurs available: Stegosaurus, Brontosaurus, Tyrannosaurus Rex, Triceratops Please note you will only recieve one dinosaur at random This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Portfolio Short Sleeve Rope Neck Top, at Mark & Spensers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Autograph Twin Pleat Stripe Morning Trousers, at M+S
The tailored cut of these smart trousers reveals a timeless style perfectly suited for refined formality, while twin pleats and stripes add a dash of debonair charm

M&S Café Torino, at Mark's & Spencer
Removable filter with anti-drip Water level increments Makes up to 14 cups Safe thermostat adjustment Stay-warm function Polished stainless steel On/off switch with indication light H37cm 1000 Watt Automatic safety feature to switch off warm plate after over an hour M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Photographic Bear New Baby Card, at Marks & Spencers
Cover text: Baby Inside message: Congratulations on your new arrival This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Collezione Wool Rich Single Breasted Coat with Cashmere, at MarksandSpencer
Elegantly stylish and meticulously finished, this mid length coat is inspired by sophisticated Italian fashions

Per Una Body Wash Con Amore, at Mark's & Spencer
For use in the bath or shower Massage onto your damp skin and rinse off with warm water whilst relaxing 250ml

Sonoma Office Swivel Chair, at Marks & Spencers
H98 x W57 x D54cm Adjustable seat H45 - 54cm Gas-lift function Padded arms Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Silver Text on Red Our Ruby Wedding Anniversary Card, at Mark's & Spencer
Cover text: On our Ruby Wedding, Forty wonderful years together... Inside message: ...may our love story never end Approx. size: 220 mm x 220 mm

Alisa Hearts Necklace, at Mark & Spencers
Adjustable length Clasp fastening Multi layer Charm design

50/50 Panelled Bedset, at Marks and Spenser
Panelled Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases Kingsize set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

M&S Twin 1210 DECT Cordless Phones with Answering Machine, at Marks and Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security 3 line display 40 name and number phonebook Up to 8 hours talk time and up to 80 hours standby Answering machine with up to 15 minutes digital recording time and remote access Caller display stores information on the last 20 calls 8 ringer melodies Last 10 number redial Adjustable ringer and earpiece volume Call duration display EZcom™ - use your phones like an intercom M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Mother of Pearl Border Mirror, at Marks & Spenser
Round design Mother of pearl border H59.6 x W59.6 x D2cm, Manufacturer: Marks & Spencer

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.