When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Drawstring Wide Leg Trousers, at Marks and Spenser
Designed to give a shapely silhouette, these on-the-waist trousers are feminine and flattering

Collezione Pure Silk Square Grid Tie, at Mark's & Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Fresh Rose Scented Candle, at Mark & Spencers
Fresh rose scent Burns upto 45 hours Tinted glass holder, Manufacturer: Marks & Spencer

Play Toaster, at Marks & Spencers
Suitable for ages 3+ years Includes 2 pieces of 'toast' Movable dial and lever Height: 25cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Plain Navy Pyjamas, at Marks & Spensers
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Pure Linen Pleated Front Shirt, at Marks & Spensers
Feminine and elegant, this sophisticated linen shirt is beautifully designed and cut for a flattering shape and features a stunning pleated detail

Per Una Leather Tubular Knot Mule Shoe, at Marks&Spencer
Open toe Slip on Tubular knot foot strap Mid-high wedge heel

Photo Party Shoes Birthday Card, at Marks and Spencers
Cover text: Get your party shoes on! Inside message: Blank for your own message Approx size: 150 x 150mm

Bude Pasta Bowl, at Marks & Spenser
Ribbed design Stoneware Diam 22.5cm, Manufacturer: Marks & Spencer

Taranto Coffee Grinder, at Marks & Spencer
2 to 12 cup capacity 200 watt 3 settings (fine, medium, coarse) Manual on / off switch Cord storage 2 year guarentee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Round Stone Gold Plated Set, at Marks & Spensers
Set of necklace and earrings Cubic zirconia stone Butterfly fastening on earrings Adjustable chain length Lobster claw fastening Gold plated This product is not available for international delivery. Find out more

Cats Double Sided 500 Piece Jigsaw, at Marks & Spencers
Number of jigsaw pieces: 500 Approx. size of completed puzzle: 960 x 170mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mini Limited Floral Baker Boy Hat, at Marks and Spenser
Fashionable and fabulous, this floral hat makes a stylish finishing touch

Autograph Pure Cotton Polo Shirt, at Mark's & Spencer
Casual and contemporary, this short sleeve polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Bianca Sunglasses, at M&S
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Silicone Cake Cases, at Marks & Spensers
Set of 9 Assorted colours Ribbed feature H3 x Diam7cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Tatty Teddy Shorts, at Marks and Spenser
A must for fans of Tatty Teddy, these pure cotton shorts feature cute motifs of the popular character

Pure Cotton Flat Front Summer Trousers, at Mark & Spencers
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Stain Defence™ Non-Iron Trousers With Stormwear™, at Marks & Spencers
These trousers are treated with Stain Defence™ and Stormwear™ technologies, so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Pure Cotton Long Sleeve Woven Top, at Marks & Spencer
The assorted floral print makes this top so cute. It's made from soft cotton fabric and feels comfy to wear

5 Cotton Rich Bud Print Midi Knickers, at M&S
These cotton rich midi knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Heirloom Heart Drop Earrings, at Marks and Spencer
Hook fastening Drop style Heart design

Puligny-Montrachet 1er Cru Les Chalumeaux 2007 - Case of 6, at Marks & Spencer
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

MoDA Pink Floral Bamboo Paper Blank Card, at M&S
Cover Text: Blank Inside message: Blank for your own message Approx size: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

7 Denier Bare Cooling Open Toe Tights, at Marks and Spencer
Never lose your cool again in warmer weather with our Bare Cooling tights. Made from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Larkspur Bouquet, at Marks & Spencers
Historically a symbol of love, this beautiful bouquet features five bunches of Larkspur - one of our favourite flowers of the season Available for delivery from 1st to 29th August 2009

Pure Cotton Ripped Kickflare Jeans, at Marks and Spencer
Ripped design gives a modern twist to these fashionable jeans

Sonoma Dark Wardrobe & 10-Drawer Chest Set, at Marks and Spencer
2 piece set Wardrobe: H200 x W90 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer 10 drawer chest: H88 x W170 x D50cm Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Handles made from solid wood Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Limited Knitted Beanie Hat, at Marks&Spencer
Warm and comfy, this knitted beanie hat is ideal for chilly days

Sleeveless Thermal Vest, at Marks and Spencer
Soft, warm and cosy, this cotton blend thermal vest is designed to give comfy insulation, perfect for chilly weather

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings Insurance than you will anywhere else, and you may even pay less with M&S.