Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

3 Pure Cotton Assorted Boxers, at Marks n Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Ivory and Black Cake or Favour Boxes, at Mark's & Spencer
Contains: 10 cake or favour boxes Flat: 155 x 85 mm Folded: L130 x W80 x D27mm

Single Breasted 2 Button Stripe Jacket, at Mark & Spensers
Smart and contemporary, this suit is made from a special wool blend fabric for extra strength, comfort and durability

4 Maxim Short Tumblers, at Marks & Spensers
Pack of 4 H8.5cm 30cl, Manufacturer: Marks & Spencer

Shimmer Floral Multi Strand Wire Necklace, at Marks and Spencers
Adjustable length Clasp fastening Multi strand Mixed faceted beads Floral pendant Length: 41cm

Autograph 3 Piece Pure Cotton Jeans Outfit, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Floral Square Neck Vest Top, at Marks & Spenser
For casual elegance, you can't beat this floral print vest top. A great value cotton essential

Formula for Skincare Men Skin Recovery Stick, at Marks n Spencer
Soothes Repairs 10 ml

Cream Polka Dot Table Numbers, at Marks and Spencers
12 table numbers Approx size: 150 x 110 mm

British Heritage Leather Wetherby Brogues, at M & S
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes use the finest calf leather and traditional Goodyear Welted Construction. They also include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Large Rose & Lily Bouquet with 50% Extra Roses Free, at Marks & Spencers
Receive 50% extra roses free on orders until 22nd August 2009 An elegant combination of oriental lilies and white and pink roses, complemented by lush tropical foliage with 50% more blooms than the standard Rose and Lily bouquet Available for delivery from 1st April to 30th June 2009

Casual Cross-Body Bag, at Marks & Spensers
Both understated and useful, this cross body bag has lots of pockets to securely hold your must-have essentials

Fresh Rose Refresher Oil, at Mark & Spencers
Refresher and burner oil 15ml, Manufacturer: Marks & Spencer

Griffin 6293-ITWAVBG AeroSport for iPod Nano 4G, at Marks and Spenser
Griffin's AeroSport Armband is the ideal (quite possibly perfect) combination of wear-all-day comfort and features that runners, walkers and athletes of every stripe demand. We start with a light, silky, flexible armband of super-wicking stretch fabric, cut wide so it stays put comfortably. Adjust to fit your arm, then clip the iPod case itself on to the band. Full screen protection for your iPod also allows you complete control

Skinny Enamel Belt, at Marks & Spencers
Define your waistline with this fashionable enamel belt

Winita Shoe Jewellery Holder, at Marks and Spencer
Shoe design Multiple hooks and hoops Padded ring holder H9"

Half Frame Wrap Around Sunglasses, at Marks & Spencer
These wrap around sunglasses are the perfect accessory for summer. The tinted lenses and slim arms lend enhance their classic streamlined style

Gold Plated Marquis Tennis Bracelet, at Marks and Spencer
Leaf link design Diamant detail Clasp fastening

Sonoma Bookcase, at Marks & Spensers
H188 x W80 x D32cm 4 shelves 2 cupboards Made from solid oak and oak veneer Crafted predominantly from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Shelves made from White Oak veneer Handles made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cool & Fresh Cotton Rich Stripe Waist Briefs, at Marks & Spensers
Made from soft breathable stretch cotton, these comfy briefs are ideal for everyday wear

Everyday Underwired Half Floral Lace Bra, at Mark & Spensers
Soft and comfortable, this floral lace bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

The Floral Collection Magnolia Gift Set, at Marks and Spenser
Magnolia frangrance Presented in gift purse Moisturising Hand and Body Lotion 50ml Moisture Rich Foaming Bath Cream 50ml Moisture Rich Shower Cream 50ml

Enamel Garlic Pot, at Marks & Spencer
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Knock on Wood Red Blend 2007 - Case of 6, at Mark & Spensers
Style: Full bodied Grape variety: Mixed Red Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Rainbow Stretch Bracelet, at M+S
Mixed bead design Stretch style

Forerib of Beef with Horseradish Butter, at Marks and Spencers
Serves 7-9 Ready to cook Suitable for freezing 1.9kg As featured on page 34 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Pure Silk Big Button Cushion, at M & S
Rectangular shape Button detail L43 x W60cm, Manufacturer: Marks & Spencer

Sonoma Office Shelving Unit, at Marks and Spencer
H170 x W44 x D30cm 1 cupboard 2 adjustable shelves Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Shelves made from White Oak veneer Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Utensil Hanging Rack, at Marks and Spenser
Holds up to 6 utensils Comes with wall fixings L45cm, Manufacturer: Marks & Spencer

2 Strappy Vests, at Marks and Spencer
Stylish and practical, this pack of 2 strappy vests makes a great value way to stock up your underwear drawer. The soft stretchy fabric is the ideal choice for everyday wear and gives a comfortable flattering fit

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.