Besides Marks & Spenser Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Champagne Retirement Card, at M&S
Cover text: Happy Retirement, Party like you don't have to get up in the morning Inside message: Blank for your own message Approx size: Unfolded: 174 x 126mm

Waisted Glass Vase, at Marks and Spencers
Bubble base design Clear glass Gorgeous glamour piece for the home, fashionable metallic glaze Great value Soda glass H16.5 x Diam 10cm, Manufacturer: Marks & Spencer

Floral Pegs Birthday Card, at Marks and Spencer
Cover text: Happy birthday Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Per Una Speziale Palette, at Marks & Spencers
Hypoallergenic Applicators included

Per Una Lily Print Pleated Dress, at Marks and Spencer
A fashionable knee-length dress featuring pleat detail and loose fit

2 Autograph Assorted Stripe Slips, at M&S
Featuring the best in modern fabric and contemporary design, these luxurious slips feel exceptionally comfortable and give a superior fashionable fit

Baby Face 'Just to Say' Multipack of Cards, at Marks and Spenser
Cover text: Just to say... Inside message: Blank for your own message Pack contains: 8 cards, 1 design Approx. size: 120mm x 120mm

Check Design Dress with Wool, at Marks and Spencer
Chic and stylish, this draped dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Wavy Embroidered A-Line Mini Skirt, at M+S
Elegant and feminine, this a-line embroidered skirt is a look you'll love. Stylish, practical and fashionable

Domaine Bois d'Yver Chablis 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Frill Sleeve Cover Up Dress, at Marks and Spencer
Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Humax PVR-9300T Personal Video Recorder with 320GB HDD & Twin Tuner, at MarksandSpencer
Digital terrestrial set-top box Simultaneous viewing of one channel and recording another channel Access to Freeview+ channels Simultaneous playback of previous recording and recording of 2 channels Up to 200 hours of recording on an integrated 320GB HDD MPEG-2 Digital & Fully DVB-T Compliant Picture In Picture (PIP) for viewing 2 programs on 1 screen Pause & Play live TV (Time Shift Recording) One touch record scheduling in EPG Common Interface for Pay TV Software Upgrade via OTA & serial connection (RS-232C) Dimensions: W36 x H5 x D24.5cm Weight: 2.9Kg

Flexilite Paisley Print Umbrella, at Marks & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Long Faux Leather Mirror, at Marks and Spencers
Long length Faux leather border Dimensions: H116 x W44cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Die Cut Butterflies Daughter Birthday Card, at M+S
Cover text: Daughter...Hope your day is as wonderful as you are Inside message: Blank for your own message Approx size: 178 x 126 mm

Pearl Julia Floating Set, at MarksandSpencer
Different sized pearls Wire necklace Collar length necklace Length: 40cm

Block Builders Game, at Marks and Spencer
Number of players: 2 Suitable for age 8+ Pack contains: Double-sided playing board, spinner, 72 playing pieces, score pad, pencil and instructions Approx. size of playing board: 120 x 160mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Château Panchille Cuvée Alix 2005 - Case of 6, at Marks & Spensers
Style: Full bodied Grape variety: Merlot, Cabernet Sauvignon, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Kabuki Brush, at MarksandSpencer
Comes with travel case Enables you to achieve a controlled light and even coverage

Single Pleat Stretch Trousers with Wool, at Marks & Spensers
A casual single pleat combines with a distinguished shade of grey, creating a versatile and elegant pair of formal trousers. Added stretch ensures a practical and timeless fit perfectly suited for the workplace

Fingerless Hooded Gloves, at Marks and Spenser
Fab and fashionable, these long fingerless gloves in a supersoft knit will give any outfit a cool contemporary twist

Blossom Tree Embroidered Quilt, at M & S
L150 x W200cm Quilted Embroidered blossom tree design, Manufacturer: Marks & Spencer

Formula Age Restructure™ Age Spot Away Cream & Calcium Complex, at Marks and Spencer
Luxuriously rich cream for the 60+ complexion Proven results after 4 weeks Helps reduce appearance of age spots and discolouration Calcium complex to firm and improve the structure of the sagging skin Collageneer a lupin extract to strengthen and improve skin elasticity Blend of extracts to target age spots Wheat biovector to redensify and smooth Suitable for all skin types Hypoallergenic 15ml This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Frill Neck Jersey Top, at Marks&Spencer
A stylish 3/4 sleeve jersey top in textured fabric featuring frill neck detail

Adjustable Lighting Table Lamp, at Marks and Spenser
Blackened chrome plated finish Disc shap lamp housing Adjustable pivoting arm Round base Dimensions: H45 x Diam 80cm Bulb: GX53 or 9W CFL, Manufacturer: Marks & Spencer

Classic Bear Christening Card, at M & S
Cover text: Christening, Sent with love on your special day... Inside message: Blank for your own message Approx size: 150 x 150mm

Pure Cotton Short Sleeve Lifeguard Top, at Marks n Spencer
Cute and comfy, this practical cotton top features a 'lifeguard in training' slogan and motif. The envelope neckline makes it easier to dress him

Autograph Pure Silk Leaves Tie, at Mark & Spensers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Stainless Steel Turner, at Marks & Spensers
Hanging loop Slotted design L34.5cm, Manufacturer: Marks & Spencer

3/4 Sleeve Scoop Neck Stripe Top, at M & S
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."