Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Oscar Wardrobe, at Mark's & Spencer
H180 x W96 x D55cm 1 drawer Hanging rail and 2 shelves Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Faux Pearl Long Necklace, at Marks & Spencers
Faux pearl Long length Necklace length 122cm

Underwear Print Laundry Bag, at Mark & Spensers
Drawstring fastening Underwear print

Stain Defence™ Pleated Pinafore, at Marks and Spencer
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the flattering shape. It's treated with Stain Defence™, a high performance finish which repels stains

Classic Collection Herringbone Check Pencil Skirt, at Marks and Spencer
Sleek and elegant, the pencil skirt is a true style classic. This herringbone check skirt is designed to give a comfortable, flattering fit and polished look.

2 Fairmont Chairs, at Marks & Spencers
Set of 2 Textaline and teak design Easy-clean fabric Teak source approved by the World Wildlife Fund Suitable for outdoor use 96 x 56 x 81cm Seat: H46cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Burn After Reading Blu-ray DVD, at Marks and Spencer
Rating Suitable for 15 years and over,

Rick Stein's Far Eastern Odyssey Book, at Marks and Spencer
Rick Stein's Far Eastern Odyssey is an epic culinary journey along rivers, through jungles and around coastlines. Along the way, Rick visits traditional family-run restaurants, street vendors, floating markets, night markets, fishing villages, and the local cinnamon and rice farmers to learn about the authentic food of the Far East, and to sample the delicious spectrum of exotic flavours

Pure Cotton Floral Cropped Pyjama Bottoms, at Marks & Spencers
Fashionable and practical, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Classic Plain Long Sleeve Pyjamas, at Marks & Spensers
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Autograph Pure Cashmere Windowpane Scarf, at M&S
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Portfolio Rustic Stretch Bracelet, at Marks and Spencer
Stretch style Mixed bead design Rustic finish

Linen Blend Short Sleeve Stripe Shirt, at Mark's & Spencer
Fashionable and versatile, this linen blend short sleeve shirt is ideal for smart casual dressing and looks great layered over a t-shirt

3/4 Sleeve Single Button Cardigan with Wool, at M&S
Soft and cosy, this cardigan features 3/4 length sleeves. Stylish, practical and fashionable

Medium Impact Non-Wired Sports Bra, at Marks&Spencer
Comfortable and secure, this medium impact sports bra gives firm, gentle support for active wear

Autograph Long Sleeve Satin Stripe Shirt, at M & S
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary satin stripe design

Malabar Coffee Table, at M & S
H53 x L120 x W60cm 10 drawers Crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Malabar Collection Set. , Manufacturer: Marks & Spencer

Bonded Leather Collection - CD Tower, at M+S
Holds approximately 70 CDs H92.5 x W23 x D23cm, Manufacturer: Marks & Spencer

Royal Jelly & Pure Honey Moisturising Hand and Body Lotion, at Marks & Spencer
Moisturising 200ml

Hooded Long Sleeve Jacket, at Marks and Spencers
Comfy and cosy, this hooded jacket feels soft and warm and is great value. A practical, easycare style

Crinkle Coin Purse, at Marks and Spencer
Practical and stylish, this purse features compartments for your cash and cards and a secure zip fastening, making it an ideal choice for everyday use

40th Birthday Cocktail Card, at Mark & Spencers
Cover Text: fabulously 40 Inside Message: happy birthday Approx size: 125 x 177mm

Diamanté Square Photo Frame 17 x 13cm (4 x 6"), at M & S
Celebrate those special memories in timeless style with this contemporary glittering photo frame

Limited Collection Long Boho Necklace, at M+S
Boho style Long length Necklace length: 150cm

Pure Cotton Ottoman Placemat, at Marks and Spenser
Ribbed design Rectangle shape, Manufacturer: Marks & Spencer

3 Pairs of Cotton Rich Assorted Ankle Socks, at Marks and Spencer
Cute and comfy, these soft cotton rich socks feature assorted designs

Flocked Leaf Tapered Ceiling Shade, at Marks and Spenser
Leaf print design D40 x H24, Manufacturer: Marks & Spencer

M&S 800W Microwave, at Marks n Spencer
800W microwave power output 20-litre interior capacity 6 variable power levels, including defrost Heating category E (MAFF rating for cooking time) Dimensions: H26 x W45 x D36cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Silk Ethnic Rio Print Scarf, at Marks & Spencers
Add a luxurious finishing touch to your look with this elegant pure silk ethnic print scarf. The perfect accessory to this season's styles

Royal Jelly & Pure Honey Gift Set, at Marks & Spencer
This gift set contains 3 toiletry products from the Royal Jelly range which contain royal jelly, a natural source of vitamin B, added honey renowned for its moisturising properties, vitamin E and pro-vitamin B5 to help leave the skin soft and smooth

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.