When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks & Spencers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Blue Harbour Pure Cotton Straight Leg Jeans, at M & S
Relaxed and comfortable, these pure cotton straight leg jeans give a fashionable casual look

Linen Blend Single Breasted 2 Button Jacket, at Marks and Spencer
Smart and stylish, this tailored single breasted jacket is made from a crisp, cool linen blend

Stripe Zip-Up Fleece Jacket, at Marks & Spenser
An essential part of any wardrobe, this great value zip-up fleece is warm and cosy. A fashionable and practical choice

5 Pairs of Knee Length Socks, at Marks and Spencer
Perfect for the school year ahead, these knee length socks are oh so smart. The elastane ribbed tops ensure they'll stay up all day

Set of 3 Rococo Style Photo Frames 5.1 x 7.6cm (2 x 3"), at Marks & Spenser
Set of 3 Rococo style Option to stand or hang Dimensions: 5.1 x 7.6cm (2 x 3"), Manufacturer: Marks & Spencer

Footglove™ Sporty Trouser Shoes, at Marks and Spencers
Round toe Stitch detail Slip on Low wedge heel Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Autograph Leather Hooded Parka, at M&S
Beautifully designed and luxurious, this hooded parka is made from real leather. A sophisticated, contemporary look

Plain Long Sleeve Classic Pyjamas, at Marks & Spencers
Soft and comfortable, these classic pyjamas are the perfect choice for a sound night's sleep

Sony PSP™ 3000 Console & Buzz Brain Bender Bundle, at Marks & Spencers
Bundle includes PSP 3000 console and Buzz Brain Bender Game Buzz Brain Bender: Buzz! swaps his trademark game show suit for a lab coat and clipboard. Welcome to Buzz!: Brain Bender - a lighter, entertaining and humorous new take on the puzzle genre! Display: 4.3'' display (16:9) full-transparent type, TFT drive, 480 x 272 pixel, Approximately 16,770,000 colors displayed Improved screen: Capable of displaying movies and photos in more natural and vibrant colors CPU: PSP CPU (System clock frequency 1-333MHz) Built-in microphone: Enables voice chat as soon as you are in a WiFi zone. Enjoy games that use a microphone, Skype and other communication tools TV play: Expanded AV interlaced output gives better refresh rates and sharper images on the TV Sound: Built-in stereo speakers Main memory: 64MB Video formats supported: MPEG-4, AVI Audio formats supported: MP3, MP4, WAVE, WMA, ATRAC3™, ATRAC3plus™ Photo formats supported: JPEG, TIFF, BMP, GIF, PNG Connectors: USB connector, Memory Stick Duo™ slot, Video out/headset connector, DC in/out Input/output: Wi-Fi, High Speed USB, Memory Stick PRO Duo™, Analog Video Out, Microphone Power source: Lithium-Ion rechargeable battery pack, AC adaptor, USB power supply Dimensions: L17 x D1.8 x W7.1cm Weight: 189g (including battery pack)

White Ceramic Collection Soap Dispenser, at Marks and Spencer
Part of the White Ceramic collection. A bright, clean look for your bathroom at an outstanding value price

New 16GB Apple iPod touch, at Marks and Spencer
Holds up to 3,500 songs, 20,000 iPod-viewable photos, and 20 hours of video or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Accelerometer - detects when you rotate it from portrait to landscape, then automatically changes the contents of the display 3.5-inch (diagonal) widescreen Multi-Touch display. 480-by-320-pixel resolution at 163 pixels per inch Ambient light sensor Built-in volume controls and speaker - Volume buttons built into the left side give you easy access to the most frequently used controls Built-in Wi-Fi - Surf the web and view your email Cover Flow - flip through your album art Play games with stunning 3D graphics. Tilt, move, and play accelerometer-inspired games. Use Multi-Touch to give you precise, fingertip control over game elements. (games available separately) Contoured stainless steel design Built-in speaker - lets you hear the music, dialogue, and action without headphones, perfect for casual listening Nike + iPod support - Slip the Nike + iPod Sensor (available separately) into your Nike+ shoe and start your run. The sensor communicates wirelessly with your iPod touch, tracking your time, distance, and calories burned. It even gives you voice feedback on your progress. Works with new cardio equipment available in many fitness centres Dimensions: H11 x W6.2 x D0.8cm Weight: 115 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later Built-in rechargeable lithium ion battery capable of up to 36 hours of audio playback or 6 hours of video playback In the box: iPod touch, Polishing cloth, earphones, USB 2.0 cable, dock adaptor, Quick Start guide TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Hopskotch, at Marks and Spencer
10 foam pieces 2 hopscotch stones Suitable for indoor and outdoor use Suitable for ages 3-6 years, Manufacturer: Marks & Spencer

Lichfield Glass Top Side Table, at Mark's & Spencer
H59 x W50 x D43cm Sturdy wooden undershelf Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Pairs of Fresh Feet Premium Contrast Heel & Toe Socks, at Marks and Spenser
The innovative Aegis Active Freshness system will keep these socks smelling fresh and odour free and its permanently built into the sock to perform wash after wash. Theyre cotton rich for soft natural comfort and have a reinforced heel and toe for extra durability

Autograph Occasions Draped Grecian Style Wedding Dress, at Marks&Spencer
Feminine and elegant, this full length wedding dress is beautifully designed and detailed with a draped and pleated front and deep V at the back. An exclusive, luxurious look from Autograph for your wedding day

Cherry Print Cap Sleeve Frill Blouse, at Marks & Spencer
This cap sleeve blouse is beautifully embellished with frill detail for a stylish modern look

Cotton Square Table Lamp, at Marks and Spencer
Square shade Satin-nickle finish square base Dimensions: H46 x W18 x D18cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Umbria Swivel Chair, at Marks and Spencer
H84 x W75 x D91cm Seat H47, arm H63cm Seat cushions filled with shape-retaining foam Other cushions filled with fixed foam Chrome swivel base Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Jacquard Bonded DD-G Bra, at Marks and Spencer
Smooth and versatile, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

7 Pairs of Freshfeet Mixed Stripe Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

XBOX 360® Pro Evolution Soccer™ 2008 Game, at Mark's & Spencer
All new 'Teamvision' A.I. (Artificial Intelligence) system Player detail has been taken to incredible levels with full facial animation and the high-definition detail afforded by the hardware used to show full movement and subtle details to the various kits during the course of a match Enhanced close control system enabling more control of the ball when dribbling Brand new commentary by John Champion and Mark Lawrenson Extensive edit mode including players, kits, badges & stadium names Improved set pieces - players now have full control over the defensive wall Increased player detail with full facial animation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

125 Years One Shoulder Ring Detail Swimsuit, at Marks & Spenser
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Rose & Freesia, at M+S
Internet ExclusiveThis sunny yellow and white bouquet echoes all the beauty and colour of spring with a fabulous selection of roses and freesias complimented by a scattering of ruscus Available for delivery from 1st April to 30th September 2009

Autograph Pure Silk Contrast Edge Tie, at M+S
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Faux Pearl Detail Beret Hat with Wool, at M&S
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch

Nectarine & Orange Pot Pourri Bag, at Marks & Spenser
Fruit scented assortment, Manufacturer: Marks & Spencer

Older Girls' Mixed Bead Wide Brim Hat, at M&S
Fashionable and fabulous, this wide brim hat adds a stylish finishing touch

Meadow Print Shade, at Marks & Spensers
Meadow print D30 x H22cm, Manufacturer: Marks & Spencer

Autograph Monroe Storage Bedstead, at M & S
Headboard (all sizes): H110cm Endboard (all sizes): H48cm Double bed dimensions: L220 x W150cm Double bed storage space: H17 x L194 x W145cm King bed dimensions: L232 x W165cm King bed storage space: H17 x L204 x W160cm Super King bed dimensions: L232cm x W195cm Super King storage space: H17 x L204 x W190cm Upholstered in dark brown leather Sprung beech slatted base Handles on side of the base to aid lifting the mattress Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Formula Age Defence Gentle Exfoliating Face Wash, at Marks & Spencer
150ml Suitable for all skin types Hypoallergenic

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.