Besides Marks and Spencers Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is MarksandSpencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Flat Front Straight Leg Trousers, at Mark & Spencers
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Ataraxia Serenity 2006 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Shiraz based blend Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Heritage Pure Cotton Open Check Shirt, at Marks & Spencers
Relaxed and stylish, this open check shirt is made from pure cotton so it feels soft and comfortable to wear

Classic Cakes Cooking Book, at M & S
Rejuvenate the art of baking classic cakes with this useful book, create delicious home baked cakes for your family to enjoy

2 Classic Non-Wired Cross-Over Bras, at Marks & Spencers
Soft and comfortable, this pack of 2 full cup non-wired bras is great value. They're designed to give gentle support and a flattering fit

Collezione Pure Linen Flat Front Plain Trousers, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

5 Pairs of Plain Trainer Liner Socks, at Marks and Spencers
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Coloured Glass Collection - Bud Bullet Vase, at Mark's & Spencer
H23.5cm, Manufacturer: Marks & Spencer

Rainbow Stretch Bracelet, at Marks and Spencer
Mixed bead design Stretch style

Pop-Up Laundry Bin, at Marks and Spencer
Pop-up feature H60 x W33cm x Diam 33cm, Manufacturer: Marks & Spencer

Petit Chablis 2007 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Smoked Glass Balls Collection Table Lamp, at Marks and Spencer
Chrome plated base Square base Faux suede cylinder shade (included) H60 x Diam 30cm Bulb: 100W D30 BC GLS or 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & F400 Coolmax® Pocket Memory Foam Mattress, at MarksandSpencer
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sapporo Sideboard, at M&S
H80 x W120 x D40cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Multiway Sheer Strap Push-Up Bra, at Marks and Spencers
Whether you wear it strapless, cross-over or conventional, this smart bra offers the best in versatile comfort thanks to a multiway design and gently padded cups. An essential addition to any wardrobe

Pure Cotton Faux Fur Jacket, at Mark's & Spencer
Stylish and fashionable, this faux fur jacket makes a comfortable and practical choice

5 Cotton Rich Seamfree Full Briefs, at Marks and Spencers
These seamfree cotton rich briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Per Una 3/4 Sleeve Dandelion Cardigan, at Marks&Spencer
A casual 3/4 sleeve cardigan featuring a floral and bead embellishment on the neckline and large 3 button fastening

County Life - Magazine Gift Subscription, at Marks & Spencer
Your life, your county, your choice! With this magazine gift subscription the recipient chooses one of 26 County magazines - Berkshire & Chiltern Life, Cheshire Life, Cornwall Life, Cotswold Life, Derbyshire Life, Devon Life, Dorset Magazine, Essex Life, Hampshire Life, Hereforshire Life, Hertforshire Life, Kent Life, Lake District Life, Lancashire Life, North East Life, Oxfordshire Life, Peak District Life, Shropshire Life, Somerset Life, Stafford Country Magazine, Surrey Life, Sussex Life, Warwickshire Life, Wiltshire Magazine, Worcestershire Life or Yorkshire Life

Small Glass Hurricane Candleholder, at Marks and Spencers
Curved shape High sides Sand inside to balance candle H18 x Diam 13.5cm, Manufacturer: Marks & Spencer

Big & Tall Single Pleat Trousers, at Marks & Spencers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Machine Washable & Tumble Dry Single Breasted 2 Button Eveningwear Jacket, at Marks & Spencer
Sharp, stylish and sophisticated, this evening suit will have you looking your best for any occasion

MoDA Café Scene Bamboo Paper Blank Card, at M & S
Cover text: Blank Inside message: Blank for your own message Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet! Approx size: 150 x 150mm

Per Una Long Sleeve Riviera Cardigan, at M & S
A sophisticated long sleeve cardigan in a soft fabric. Featuring a chiffon trim to give it the Per Una touch

Tonal Floral Shorts, at M+S
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Spot Swirl Padded Balcony Bra, at Marks & Spensers
Soft and comfortable, this padded balcony bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

Feather & Bow Occasion Hat, at Marks and Spencer
Sophisticated and glamorous, this bow and feather trimmed hat is perfect for stylish summer events To receive your FREE hat box, simply click on the hat box below and add it to your basket

Per Una Pure Cotton Stripe Nightdress, at Marks and Spencers
Modern and feminine, this pretty 3/4 sleeve nightdress features a stripe design. It's made from pure cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Maternity Bodysensor™ 40 Denier Appearance Tights, at Mark & Spencers
Our maternity tights have been made with special shaped panels, which gently cradle your bump as it gets bigger. Don't worry about sizing either - we've adjusted the tights to take your growth into account, so you can just buy your normal tight size

Small Packaway Bag, at Mark & Spencers
This trendy packaway shopping bag that is easy to carry, for those unforeseen purchases

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.