Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Mark's & Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Bamboo Collection Salad Bowl, at Marks & Spencers
Turned wooden design, Manufacturer: Marks & Spencer

Soft Vanilla Pot Pourri Bag, at MarksandSpencer
Vanilla scented assortment, Manufacturer: Marks & Spencer

Pure Evoke 2S DAB Radio, at M & S
Frequency ranges: DAB Band III 174-240 MHz, L-Band 1452-1490 MHz, FM 87.5-108 MHz Timers: Sleep and kitchen timers Speakers: Two mid-range 3'' drive units + two 3/4 dome tweeters Audio power output: 15 RMS per channel; 30W RMS total Input connectors: 220-240V AC power socket (power cable supplied), ChargePAK connector, 3.5mm Line in for auxiliary devices. USB (mini B-type) connector for software upgrades Output connectors: 3.5mm headphone socket, 3.5mm line out (analogue) Controls: Alarm/timer, intellitext, ReVu, volume, tune, 5 dedicated one-touch presets, 1 combined preset, tone, info, menu, standby, source and mains power switch on rear panel. Alarms and timers: alarm with station or tone setting. Countdown timer for kitchen use. Sleep timer LCD Display: Organic LED (OLED) display for superior contrast and improved readability Mains power supply: 20-240V AC internal supply Battery power: optional ChargePAK E1 gives you up to 20 hours battery life Power consumption: In standby 0.95W (industry average 2.64W); in operation 3.2W (industry average 5.49W) Aerial: Removable telescopic aerial supplied Intellitext: For on-demand access to stored scrolling text from participating broadcasters, for instant access to information such as sports and news headlines Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text Charge Pak ready: For maximum convenience add the optional ''it and Forge'' ChargePAK™, for around 40 hours of portable DAB listening 30 presets: Save up to 100 station presets (50 DAB & 50 FM) ReVu: Pause and rewind live DAB radio for up to 15 minutes Alarm: Easy to use tone or radio alarm and sleep timer Connection: Connect an iPod/MP3 player or portable CD Dimensions: H21 x W29 x D12cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Suzie Damask Jacquard Valance, at Marks and Spencer
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Damask jacquard design, Manufacturer: Marks & Spencer

Valmont Rouge 2008 - Case of 12, at Marks & Spencer
Style: Medium Dry Grape variety: 60% Grenache, 20% Carignan and 20% Cinsault Country of origin: France Closure: Screw Cap Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Cool & Fresh Cotton Rich Assorted Slips, at Marks & Spenser
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

Long Sleeve Hooded Fleece, at Marks and Spencer
Comfy and cosy, this hooded fleece feels soft and warm and is great value. A practical, easycare style

5 Pairs of Assorted Stripe & Block Socks, at M&S
Comfortable, practical and fashionable, this 5 pack of socks makes a great way to stock up on style

Stormwear™ Leather Contrast Stitch Walker Trainers, at Marks & Spencer
Stormwear™ technology repels water and stains Round toe Contrast stitch detail Lace-up Chunky grip sole

Pure Wool Etched Leaf Rug, at Marks and Spencer
Pure wool Floral design, Manufacturer: Marks & Spencer

Autograph Leather Punch Lace-Up Shoes by Jeffery-West, at Marks and Spenser
Round toe Punch detail 2 eyelets Lace-up Block heel Apron design Designed exclusively for Autograph by Jeffery-West

3 Cotton Rich V-Neck Vests, at MarksandSpencer
Very cosy thanks to short sleeves and a small V-neck, these vests will help you to layer your outfit for warmth. Pure cotton feels very soft too

Stripy Mortar Board Graduation Card, at Mark's & Spencer
Cover text: Well Done! On your graduation Inside Message: Blank for your own message Approx. Size: 150 mm x 150 mm

Pure Cotton Short Sleeve Cymru Rugby T-Shirt, at Marks n Spencer
Fun and fashionable, this short sleeve t-shirt in soft cotton features an embroidered Cymru logo. A practical easycare style

7 Pure Cotton Assorted Bodysuits, at Marks and Spencer
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value bodysuits are designed to keep her looking adorable and feeling comfy and happy

Pure Cotton Short Sleeve Polo Shirt, at Marks & Spensers
A stylish smart-casual look, this short sleeve polo shirt in pure cotton features contrast stitching. Practical, comfortable and easycare

Ceriso Spot Print Frill Trim Bikini Knickers, at M & S
Fab and funky, these modern bikinis featurespot print and a bow detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Hanging Bag & Cosmetic Purse Set, at Marks & Spencer
2 piece set Hanging bag with multi compartments Cosmetic purse with zip fastening Plain

Leather Apron Lace-Up Shoes, at Marks and Spencers
Square toe Apron stitch detail Lace-up Grip sole

Easy Iron Pure Cotton Long Sleeve Plain Shirt, at Marks and Spencer
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome design and double button cuffs

Blue Harbour Pure Cotton V-Neck T-Shirt, at Mark's & Spencer
Working well with jeans or joggers, the versatile appeal of this easy to care for pure cotton T-shirt makes it a practical choice for weekend and leisure wear

Mixed Bead Multi Layer Necklace, at Marks & Spencer
Adjustable length Clasp fastening Mixed chunky beads Multi layer

Floral Polka Dot Large Wedding Album, at Marks & Spencers
Album and gift box 500 glue dots 700Mb CD-R Album: H290 x W290 x D45mm Box: H295 x W295 x D55mm

MoDA Brown and Cream Floral Bamboo Paper Blank Card, at Marks & Spencers
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

White Ceramic Collection Toilet Brush, at Marks and Spencers
Plain H39 x Diam 10cm, Manufacturer: Marks & Spencer

Little Hands First Words, at Marks n Spencer
Lift the flap first first words encourages 1 to 2 year olds to build on their language skills while having fun. It uses words and images familiar in a baby's world, and young children will love the combination of bright colours and photographs

Blue Harbour Classic Quilted Heritage Jacket, at M & S
A contemporary design makes this jacket a fashionable choice

Sony Cyber-shot™ DSC-T90S Camera, at Marks and Spencers
Pixels: 12.1 Megapixels Zoom: 4x optical zoom, 8x digital zoom Screen: Large, wide 3.0-inch (230K dot) Clear Photo LCD plus touchscreen with wide viewing angle ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: W93.6 x H57.2 x D15mm Pitcure 720p HD movie recording captures crisp, detail-packed HD video clips plus stereo sound at 30 frames per second Enhanced Smile Shutter Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light BIONZ processor BIONZ processor for enhanced image quality, reduced image noise and fast shooting response Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Satin Spot Print Shirt with Belt, at Mark & Spencers
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Active Performance Cropped Leggings, at Marks & Spencers
Perfect for active wear, these Performance leggings incorporate moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."