M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Besides Marks and Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Cracked Shell Pendant Necklace & Earrings, at Marks & Spencers
Pendant necklace Hook fastening earrings Cracked shell design

Blue Harbour Pure Cotton Check Shirt, at MarksandSpencer
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Ultimate Non Iron Long Sleeve Satin Stripe Shirt, at Marks & Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Hepworth Console Table, at Mark's & Spencer
H75 x W117 x D40cm 3 drawers Toughened-glass shelf Brass detailing Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European Birch. Drawers made from veneers Handles made of solid antiqued brass Solid European Birch legs Side panels and back panels are veneered. Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Icon Letters Mum Birthday Card, at Marks & Spenser
Cover text: Mum Inside message: With love and kisses This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

2 First T-Shirt Bras, at Mark & Spencers
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Per Una Frill Front Jersey Top, at Marks & Spencer
A fashionable floral print top in soft fabric featuring frill front detail

3 Non-Iron Short Sleeve Blouses, at Marks and Spencer
A great value 3-pack of school blouses, non-iron for convenience

Autograph Fliptoe Slip On Shoes, at Marks & Spenser
Square flip toe Stitch detail Slip on Block heel

English Bloom Chrysanths, at Marks & Spencer
This beautiful bouquet of award winning British bloom chrysanthemums, will make someone's day. Chrysanthemums Direct, our British grower based in Cheshire, was a gold medallist at this year's RHS Chelsea Flower Show for their display of Chrysanthemums Available for delivery until 30th September 2009

PSP™ Daxter Game, at Marks & Spensers
A bug-blitzing adventure, tying up many loose ends from the Jak series Quirky multiplayer action Compatible with Jak X: Combat Racing for PlayStation 2 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Portfolio Petite Paint Splash Tunic, at Mark's & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Stainless Steel Hand Grater, at Marks & Spencers
Loop in the handle for hanging Contemporary design, Manufacturer: Marks & Spencer

5 Pairs of Assorted Stripe & Block Socks, at Marks and Spencers
Comfortable, practical and fashionable, this 5 pack of socks makes a great way to stock up on style

Pure Cotton Short Sleeve Stripe Shirt, at Mark & Spensers
Smart and stylish, this short sleeve shirt is made from pure cotton

Autograph Siberian Goose Down Pillow, at Mark & Spencers
W48cm x L76cm Soft to medium support Silk and cotton blend cover 450 thread count 50% silk / 50% cotton boxed wall outer edge cover Siberian new white goose feather and down filling Highest quality class 1 Siberian goose down Machine washable at 40C, Manufacturer: Marks & Spencer

Vin D'Alsace Gewurztraminer 2008 - Case of 12, at M+S
Style: Dry Grape variety: Gewurztraminer Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maternity Scoop Neck Tunic, at Marks and Spencer
Fashionable and modern, this scoop neck tunic is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Portfolio Aquarius Pods Necklace, at Marks and Spenser
Button fastening Ribbon chain Pods style bead design Necklace length 68cm

Vehicle Sticker Book, at Marks and Spenser
Go sticker crazy with 1000 vehicle stickers. There are monster trucks, racing cars, planes, police cars, motorbikes and much more, all waiting for you inside. Play the cool sticker games and check out the sticker ideas. Stick them around your bedroom or on your clothes. Ready? Get sticking!

Soft Vanilla Pot Pourri Balls, at Mark's & Spencer
Vanilla scented, Manufacturer: Marks & Spencer

Contemporary Kiwi Collection, at M+S
Stoney Range Sherwood Estate Sauvignon Blanc 2008(75cl) Sherwood Estate Pinot Noir 2007(75cl) Presented in a stylish wooden gift box Price includes delivery Licensing Act 2003: it is an offence for any person under 18 years to buy or attempt to buy alcoholic liquor Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Linen Pasta Bowl - Sage, at M&S
Leaf design Diam 23.5cm, Manufacturer: Marks & Spencer

Handcrafted Dan's Mouse Wife Valentine Card, at MarksandSpencer
Cover Text: To my wife with all my love xxx Inside mesage: To my darling Valentine xxx Approx size: 220 x 220mm

Pure Cotton Hello Kitty Hooded Mac, at Marks and Spencer
Don't let rainy days spoil the fun! Fashionable and comfy, this hooded mac will protect her from showers.

Psychologies - Magazine Gift Subscription, at Marks & Spensers
Psychologies is the first women's magazine that's about what we're like on the inside, not just how we look on the outside. If you're interested in the way we think, behave and connect with others then this is for you. Whether you want to develop your own potential, or become a better parent, partner or friend Psychologies will bring you the ideas, insights and inspirations to help you do it

Pork Crackling Joint, at Mark & Spencers
Serves 9-11 Ready to cook 2kg As featured on page 37 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Stainless Steel Potato Ricer, at Marks & Spensers
Stainless steel, Manufacturer: Marks & Spencer

Older Girls' Triple Bow Shoes, at M&S
Round toe Triple bow feature Slip on Contrast trim Flat sole

School Riptape Plimsolls, at Marks and Spencer
Made with breathable cotton, these plimsolls are a practical choice for PE or play. Riptape fastening gives a good fit and makes it easy to put them on quickly

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."