Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Besides Marks & Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Multi Button Leather Gloves, at Marks & Spenser
These fashionable and elegant leather gloves are finished with contrast stitch detail and are warmly lined. Perfect for keeping out the cold without compromising on style

Older Boys' Ben 10™ Fluffy Dressing Gown, at Marks and Spencer
A must for fans of Ben 10, this soft fluffy dressing gown features the popular character

Pure Cotton Floral Embroidered Jeans, at Marks and Spenser
Fashionable and practical, these cotton jeans are hardwearing and comfy. The pretty floral embroidery and tie waist gives it a cute look

M400 Mattress - Medium, at Mark & Spensers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Stormwear™ Ruffle Coat, at Marks & Spenser
Fashionable and practical, this cosy coat is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Metallic Paisley Bow Tie, at Mark & Spensers
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Per Una Ruffle Sleeve Bolero, at Marks and Spencer
A beautiful 3/4 sleeve bolero, featuring front tie fastening and ruffle sleeve detail

Girls' Limited Pure Cotton Brace Skirt, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

3 Pairs of Sheer Assorted Design Knee Highs, at Marks and Spencer
Treat your legs to a touch of style. These daisy net knee highs have a durable reinforced design to keep them looking good, wear after wear

125 Years Pure Cotton Heritage Handkerchiefs, at Mark's & Spencer
A great value pack of pure cotton handkerchiefs

16-Piece Coloured Handle Cutlery Set, at Marks and Spenser
16-piece set Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Palm Tree Print Shirt, at Marks and Spenser
Relaxed and stylish, this palm tree print shirt is made from pure cotton so it feels soft and comfortable to wear

Pure ChargePAK B1 Rechargeable Battery Pack, at MarksandSpencer
Replaces the need for alkaline batteries Easy to install - can be fitted in seconds Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Provides up to 20 hours wireless listening Specification: lithium-ion 3.7V 4200mAh. Compatible with Pure ONE Mini M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Bubble Spot Print Swimdress, at Marks & Spencer
Chic and sophisticated, this flattering swimdress features a striking bubble spot print. A stylish, shapely look

50/50 Panelled Bedset, at Marks & Spenser
Panelled Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases Kingsize set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Power Rangers Jungle Storm Activity Pad, at Marks & Spencer
Join forces with the awesome Power Rangers and complete the mega-cool activities inside this book. Have a great time cracking codes, finding your way through mazes and colouring in all of your favourite Power Rangers. Get ready to join in the fight to save the world from evil!

Personal Safety Alarm, at Marks and Spencers
130 decibel alarm - nearly equivalent to a jet plane and louder than a jackhammer or chainsaw The 'scream' alarm sound is designed to shock and disorientate your attacker, giving you precious seconds to get away Can be attached to a key ring or bag Alarm is activated by pulling the chain sharply Dimensions: H7.7 x W3.7 x D2.2cm Comes in 3 colours / designs This alarm can be used more than once and has 10 minutes' battery time in total. Please note the battery cannot be replaced and continual short use will shorten its life This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Portfolio Mixed Bead Collar Necklace, at Mark & Spensers
Collar style Clasp fastening Adjustable length Mixed bead design Necklace length 51cm, extendable by 8cm

Blue Harbour Heritage Pure Cotton Self Stripe Jacket, at Mark's & Spencer
A smartly tailored Blue Harbour self-stripe jacket in pure cotton fabric

Dendrobium Nobilis Orchid, at M & S
Internet Exclusive Taken from the latin word nobilis, meaning noble or grand, this impressive orchid really does live up to its name and comes planted in a beautiful, classic white pot. Available for delivery until 30th September 2009

Hello Kitty Necklace & Bracelet Set, at Marks n Spencer
2 part set Clasp fastening fine chain necklace Clasp fastening link bracelet with adjustable length Hell Kitty pendant Necklace: 41 cm Bracelet: 17cm 1976-2009 SANRIO CO., LTD

Pure Cotton Belted Cargo Trousers, at Marks & Spencers
Relaxed and comfortable, these pure cotton cargos feature multiple pockets. A practical easycare style

Lullaby Bear with Blanket Comforter, at MarksandSpencer
Teddy bear with detatchable comforter blanket Contrast soles Double lined for safety Bear: H23 x W13 x L22cm Blanket: 25 x 25cm Suitable for ages 0+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Ceriso Essentials Spot Embroidered Padded Balcony Bra, at Marks & Spencer
Flirty and fashionable, this modern bra is beautifully detailed with spot embroidery. The padded balcony style gives maximum uplift and a flattering fuller shape. Designed for women who want the latest look

Pure Silk Diamond Pattern Tie, at M&S
Add a luxurious finishing touch with this contemporary diamond pattern tie in pure silk

Multi Hanger Washing Line, at Marks & Spencers
Hanger design Multiple pegs

Tribeca Corner Chaise (Right-Hand), at Marks & Spensers
H90 x W276 x D99cm Seat H46cm (all dimensions are approximate) Length 203cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Includes 3 matching scatter cushions Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Classic Collection Flower Scarf Neck Top, at M & S
Modern and stylish, this versatile top is made from soft easycare fabric and features a threaded foral scarf neckline. A fashionable style with a comfortable, flattering fit

2 Autograph Addison Black Dining Chairs, at Marks and Spencer
H86 x W47 x D51cm Black Italian leather seats Sold as a pair Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen Chairs are made from solid wood for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings. Free eco-friendly delivery to your home. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Addison Black Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nature Plate, at Marks and Spencer
Round shape Swirl design Diameter: 32cm, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Money Direct. Not least of these is Mark's & Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.