Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is MarksandSpencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Classic Collection Leaf Print Belted Jersey Top, at Marks and Spencer
Feminine and pretty, this leaf print top will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Pure Cotton Shirt & Stripe T-Shirt Set, at M&S
This fashionable layered look is a 2 piece set - a short sleeve shirt and a long sleeve stripe t-shirt both in soft comfortable cotton fabric. Stylish, practical and easycare

Pure Cotton Henley Neck Vest Top, at M & S
A casual classic, this soft cotton Henley neck top is a comfortable style essential

Younger Girls' Dora the Explorer Wellie Boots, at Marks and Spencers
Round toe Dora the explorer motif Slogan: Hello butterfly! Hola, mariegold Butterfly and flower print Lined 2005 Viacom International Inc. All Rights Reserved

Secret Support™ Lace Trim Vest, at Mark & Spensers
Add a soft, supportive layer to your daily attire with the Secret Support™ incorporated into the design of this cosy vest

Ashton Bedstead, at Marks n Spencer
Headboard: H111.5cm Endboard: H69cm Underbed: H28cm Single: L201 x W101cm Double (4ft 6''): L201 x W147cm King size (5ft): L201 x W162cm Mattress sold separately Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Thomas & Friends© Pyjamas, at Marks & Spencers
A must for fans of Thomas & Friends, these pure cotton pyjamas feature the popular character Thomas the Tank Engine

Pure Cotton Pleated Floral Skirt, at Mark & Spensers
Casual and contemporary, this pure cotton skirt features a pleated front detail Stylish, practical and fashionable

Plum Graphic Flowers Multipack of Mini Cards, at MarksandSpencer
Cover text: Design 1: thank you, Design 2: with love, Design 3: just to say, Design 4: hello Inside message: All designs: blank for your own message Approx size: Unfolded: 95 x 80mm Pack contains: 8 cards, 4 designs

Stainless Steel Handle Slotted Spoon, at Marks & Spencer
Hole in handle for convenient storage Stainless steel finish Plastic slotted spoon Lightweight, Manufacturer: Marks & Spencer

Footglove™ Leather Stitched Bow Pumps, at Marks & Spenser
Round toe Contrast stitched bow detail Slip on Low heel Heel height: 12mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Stormwear™ Long Sleeve Hooded Parka, at Marks and Spencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Easy Aussie Whites - Case of 12, at Marks n Spencer
Lost Sheep Chardonnay 2008: A wonderfully fruity Australian Chardonnay, relatively light in style with fresh, succulent flavours... Australian Chardonnay 2008: This is a ripe, fruity, golden-hued Australian Chardonnay with fresh flavours of pineapple and yellow plum and a soft, buttery richness... Burra Brook Sauvignon Blanc 2008: A fresh, aromatic dry white which has the distinctive crisp flavour of Sauvignon Blanc... Pheasant Gully Chardonnay Semillion 2007: A fresh and zesty wine with fruity flavours of lemon and oranges and a richer creamy note... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve Metallic Finish Hooded Parka, at Marks & Spenser
The parka is an essential item that will never go out of style. This cosy easycare style is finished with a glamorous handy side pockets and hood

Blue Harbour Pure Linen 3/4 Length Shorts, at Mark's & Spencer
Relaxed and casual, these fashionable3/4 length shorts are made from cool soft linen and feature side pockets

Younger Girls' Pure Cotton Minnie Mouse Slippers, at Marks and Spencers
Round toe 'Minnie Mouse' motif Stretch rim Disney

Rectangular Wooden Chopping Board, at MarksandSpencer
Rectangular design Recessed frame detail L38 x W28 x H2cm, Manufacturer: Marks & Spencer

16-Piece Angle Cutlery Set, at Marks and Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dine In Whites - Case of 12, at Marks and Spencer
4 Domaine Mandeville Sauvignon Blanc 2007: A fruity Sauvignon Blanc from the South of France, with juicy citrus and gooseberry flavours, finishing on a fresh, crisp note... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price... 4 Macon Villages 2007: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Active Woven Trousers, at Marks and Spencer
As worn by GB Olympic pentathletes. Comfy and practical, these quick drying elasticated joggers are great for active workouts

XBOX 360® Pro Evolution Soccer™ 2008 Game, at Marks & Spencer
All new 'Teamvision' A.I. (Artificial Intelligence) system Player detail has been taken to incredible levels with full facial animation and the high-definition detail afforded by the hardware used to show full movement and subtle details to the various kits during the course of a match Enhanced close control system enabling more control of the ball when dribbling Brand new commentary by John Champion and Mark Lawrenson Extensive edit mode including players, kits, badges & stadium names Improved set pieces - players now have full control over the defensive wall Increased player detail with full facial animation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Test Item Name 1, at Marks and Spencer
Release Date: 2008-10-23, Rating Suitable for 15 years and over,

Limited Collection Frill Side Tunic, at Marks and Spencer
Get the latest look in this trend-conscious tunic with contemporary frill details

Nostalgic Photo Great Grandad Birthday Card, at Marks and Spencer
Cover text: Have a truly Champion Birthday! Many Happy returns, Great Grandad Inside Message: With love Approx size: 215 mm x 150 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

T271737, at M & S
Manufacturer: Marks & Spencer

Leather Rectangle Plaque Buckle Belt, at Marks & Spencer
Add a smart finishing touch with this pure leather belt and plaque buckle

Power Rangers Jungle Fury Activity Case, at Marks and Spenser
This activity case holds the Power Rangers treasury, storybook, poster book and colouring book, providing hours of fun for all Power Rangers fans. It includes fun, colourful pens for colouring in the Rangers and villains as well as 2 stencils for children to create their own unique Power Rangers illustrations on paper.

Mixed Faux Pearl & Bead Tassel Necklace, at Marks and Spenser
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Belkin Wireless G Modem Router for ADSL Broadband, at Marks and Spenser
Share your broadband ADSL connection wirelessly Transfers data at up to 54 Mbps using the 2.4 Ghz band Allows you to connect to ADSL Internet access (analogue, so not ISDN) and share your highspeed connection, data files and network peripherals without wires Built-in Modem Compatible with 802.11b and 802.11g devices Comes with Set-Up Wizard and latest wireless security features Features advanced security including WPA Pre-Shared Key, WPA (Radius Server), 128-bit WEP, and 64-bit encryption Protects your network from outside intrusions by hackers using NAT and SPI firewalls Manufacturer's Lifetime Warranty and free Tech Support Package Includes: ADSL, ADSL2, ADSL2+ Modem with Wireless G Router, RJ11 Phone Line Cord, RJ45 Ethernet Networking Cable, ADSL In-Line Filter, Power Adapter, User Manual CD, Quick Installation Guide System Requirements: Active ADSL connection with RJ11 (via filter), At least one computer with an installed wireless network interface card or adapter, TCP/IP networking protocol installed on each computer M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Side Salad Selection, at Marks & Spencer
Serves 8-10 Ready to eat Includes a table-presentable platter (not shown) 725g total weight As featured on page 28 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.