Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Machine Washable Diamond Spot Tie, at Marks&Spencer
No more trips to the drycleaners! This contemporary spot print tie is machine washable

Flat Front Trousers with Wool, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Royal Jelly & Pure Honey Bath Oil, at Marks & Spencer
Pour under warm, running water to create a luxurious foaming bath 400ml

Black & Decker® PV1205BN Dustbuster® Pivot® Vac, at Marks and Spenser
12V power for maximum cleaning performance and efficiency - ideal for the more demanding clean-up tasks Pivoting nose enables easy cleaning of areas difficult to reach with conventional hand vacs The pivoting nose has 10 settings for maximum flexibility to clean in hard to reach areas such as underneath cupboards, or on shelves overhead Cyclonic action spins dirt away from the filter maintaining optimum suction power Double action filtration means product performs better and lasts longer Filter cleaning wheel for easy and hands free cleaning of the filter The side empty door is an easy to empty system which means all the dirt goes straight in the bin - hands dont touch the dirt! Built-in extendable crevice tool enables deep cleaning of confined spaces/small areas Innovative design is unique and stylish Accessories are stored on board, always at hand for your cleaning jobs Ergonomic design for comfortable use 2 speed switch for increased power control This product is not available for international delivery. Find out more

M&S 1.5m Gold-Plated Scart Cable, at Marks and Spencer
1.5 metre cable Gold-plated connectors reduce resistance and improve quality M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Single Glasses - VALUE FLUTE, at MarksandSpencer
Manufacturer: Marks & Spencer

Autograph Pure Cotton Double Stripe Polo Shirt, at Mark & Spensers
Casual and contemporary, this pure cotton double stripe polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Col Glass Vase - CHOC OVAL VASE, at Mark's & Spencer
Manufacturer: Marks & Spencer

Autograph White Hungarian Goose Down Duvet - 13.5 Tog, at Marks and Spencers
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

16-Piece Manjaro Cutlery Set, at Marks and Spenser
16-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Aluminium 14cm Milk Pan, at Marks & Spencers
Triple layer non-stick finish Excellent for low fat cooking Riveted silicone and stainless steel handles offer an easy grip Suitable for all cooker types 14cm, Manufacturer: Marks & Spencer

Stainless Steel Garlic Crusher, at Marks and Spencer
Chunky handles Loop in the handle for hanging, Manufacturer: Marks & Spencer

Pure Cotton Bob the Builder T-Shirt, at Marks and Spencer
Fans of Bob the Builder will love this pure cotton t-shirt featuring the popular character. A practical, easycare style

Panasonic SC-PT470 DVD Home Theatre with iPod Dock, at Marks & Spencers
1080p Up-Conversion with HDMI Number of Output Channels: 5 + Subwoofer (5.1) Output Power : 1000W (RMS) Styling to match Panasonic Viera Flat Panel Televisions and Easy to Use VIERA Link Theatre Integrated Universal Dock for iPod Enjoy Your iPod Music & Video Built-in Dolby Digital, Dolby Pro-Logic II and DTS Decoders USB Terminal for MP3, WMA, JPEG and MPEG4 Playback Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W15.3 x H41.5 x D25.7 cm

Silk Rich Spot Bow Tie & Cummerbund, at Marks & Spenser
Stylish and sophisticated, this luxurious silk rich set adds an elegant finishing touch

Furry Mane Lion Birthday Card, at Marks & Spenser
Cover text: It's your birthday! Hope it's "gr-r-r-reat!" Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Château Moulin de Canhaut 2004 - Case of 6, at Marks & Spensers
Style: Full bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Machine Washable & Tumble Dry Single Breasted 2 Button Black Stripe Jacket, at Marks and Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

ABC and 123 Roll Wrap, at Marks and Spencers
Includes 1 roll wrap Approx size: 200 x 70cm

Cross Dye Quilted Bedcover, at Marks & Spensers
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

Zip fastening Washbag, at Marks and Spencers
Stylish and practical, this washbag is a well designed travel essential

Petite Single Breasted Water Repellent Mac, at Marks&Spencer
Practical and fashionable, this water repellent mac is perfect for drizzly days

Pure Cotton Block Stripe Pyjamas, at Marks & Spencer
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Limited Collection Multi Spot Padded Bra, at Marks and Spencer
Fun and fabulous, this cotton blend bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Per Una Pure Cotton Floral Embroidered Crushed Top, at Marks & Spencer
A feminine 3/4 length sleeve top in pure soft cotton featuring a floral embroidered design and scoop neck

Autograph Pendant Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencer
Clasp fastening Adjustable length Multifaceted triple pendant Fine chain Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Map Measurer & Compass, at Marks and Spencers
You'll always find your way with this map measurer and compass. The measurer is designed for easy use on all maps while the compass is backlit for lowlight situations and has a clip which can be used to keep it securely on you

Silhouette Couple Engagement Card, at Marks and Spencer
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

Hellboy Blu-ray DVD, at Marks & Spencer
Rating Suitable for 12 years and over,

Per Una Cotton Rich Belted Jeans, at Marks & Spencers
A fashionable pair of bootleg jeans in stretch cotton featuring a curved buckle belt

Besides Mark & Spensers Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.