There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Patent Faux Crocodile Skin Belt, at Marks and Spencer
Define your waistline with this fashionable patent faux crocodile skin belt

Pure Cotton Short Sleeve Floral Print Top, at Mark's & Spencer
This short sleeved top will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

Portfolio Leather Belt, at Marks and Spencer
Define your waistline with this fashionable leather belt

Peppa Pig Wrap Pack, at Marks and Spencer
2 sheets, 2 tags Each sheet: 495 x 695 mm Tags: 80 x 55 mm (folded)

Per Una Floral Shadow Bikini Bottoms, at Marks & Spensers
A colourful bikini featuring floral shadow design. Give your look the Per Una twist

Ceriso Spot Print Padded Balcony Bra, at Marks and Spencers
Feminine and fashionable, this modern bra features a spot print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Autograph Mini Eau de Toilette, at Marks and Spencer
Recommended Use: Apply to your face and neck area after shaving 30ml This product is not available for international delivery. Find out more

Pacific Side Table, at Marks and Spencer
H48 x W48 x D48cm Handwoven in natural pandan leaves around a solid wooden frame Solid wood feet with glides With toughened glass top This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Drawstring Tunic, at Marks & Spencers
A stylish longline tunic featuring floral and sequin design, finished with a drawstring waist

Naomi Sunglasses, at Marks and Spenser
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Salads For Summer, at Marks and Spenser
"Take the worry out of healthy menu planning with this collection of fresh, fast and simple salads for all occasions. You'll find tantalizing ideas for vegetable, fruit, meat, poultry and seafood salads that require minimum effort for maximum results. All the classic recipes are included, plus plenty of tempting new ideas, making this the most useful salad book to have in your kitchen."

Pure Cotton Short Sleeve Apple Print Top, at Marks & Spencer
Cute and practical, this top is outstanding value. The soft cotton fabric will keep her happy and comfy

Autograph Cotton Rich Floral Print Dress & Legging Outfit, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Linen Blend Chambray Belted Skirt, at Marks & Spencers
Smart and modern, this linen blend skirt features a tie waist belt. A smart modern look

Blue Harbour Heritage Cotton Rich Stretch Jeans, at Marks & Spencers
Relaxed and casual, these jeans are made from soft cotton rich fabric. Added stretch keeps them in great shape and gives added comfort and ease of movement

Per Una Tinted Moisturiser 30ml, at Marks & Spencer
Illuminating tinted moisturiser Lightly covers whilst effectively moisturising Dermatologically tested 30ml SPF 15

Pearl Effect Floral Stretch Bracelet, at Marks & Spencer
Pearl effect and diamant detail Twin strand design Floral shape links Stretch style

Seville Antique Brass Glass Shelf, at Marks & Spencers
Toughened safety-glass shelf Wall mounted Brass base material with antique nickel plating H15.22 x W45.6 x D13.5cm, Manufacturer: Marks & Spencer

Blue Harbour Luxury Supima® Cotton Chinos with Stormwear™, at M+S
Fashionable and comfortable, these straight leg chinos are made from luxurious Supima cotton which is softer, stronger and more absorbent than ordinary cotton. They're also treated with Stormwear™ technology, a breathable finish that repels water and stains

Mini Wordsearch Puzzle Book, at Marks & Spencers
Youll need a good eye and concentration to find all the listed words in a wordsearch puzzle, because they run backwards as well as forwards, either horizontally, vertically or diagonally but always in a straight, uninterrupted line. In fact, once you start a puzzle, youll want nothing to interrupt the fun !

iPod Classic Leather Flip Case, at Marks & Spencer
Flip Case for iPod classic, the stylish leather case also features a handy popper fastening attachment allowing you to have easy access to your iPod. The leather case with its quality stitching protects your iPod in style. Compatible with all Apple iPod classics

Autograph Pure Silk Stripe Tie, at M&S
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Collezione Pure Cotton Twill Stripe Shirt, at Marks and Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Stainless Steel Barbecue Tool Set, at Marks & Spencers
5 piece Barbeque set 1 x turner 1 x tongs 3 x skewers Stainless steel

Autograph Pure Cashmere Stripe Hooded Cardigan, at Marks and Spencers
Soft and snuggly, this practical pure cashmere hooded cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Per Una Twill Tencel Trousers, at M+S
A fabulous wideleg pair of trousers in pure tencel featuring stitch detail and 2 button fastening

Indulgence Cushion - Chocolate Mix, at Marks & Spensers
Square shape Patchwork design Sequin detail Size: 43 x 43cm, Manufacturer: Marks & Spencer

Coloured Glass Collection - Cylinder Bullet Vase, at Marks & Spensers
H26cm Coloured glass Clear glass foot, Manufacturer: Marks & Spencer

Baby Text Thank You Card, at Marks & Spencers
Cover Text: Thankyou Inside Message: Blank for your own message Pack Contains: 10 cards, 1 design Approx size: 120 x 120mm

2 Pure Cotton Camouflage Shorts, at Marks and Spencer
Fashionably smart-casual, these pure cotton knee length shorts feature military designs. A practical, easycare style

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.